Financing Options

minnesota auto service
STRENGTH, SERVICE, SELECTION
Financing is available through Nissan Motor Acceptance Corporation (NMAC). NMAC strives to make your financing experience smooth and satisfying. Our family of SignatureFINANCING® options offers attractive, convenient terms and exceptional service. In addition, you have the security of a $15 billion financial institution behind you, with over three million satisfied customers.
Financing Options
 
Looking to buy?

SignaturePURCHASE®
SignaturePURCHASE is a smart financing choice when you're ready to purchase a Nissan vehicle. Competitive interest rates and quick credit responses help you make your car-buying dream a reality. SignaturePURCHASE terms range from 12-72 months and are available for new and pre-owned Nissans, as well as other pre-owned vehicles less than six years old. If you have a good credit history, click on "Get Pre-Approved" now (above), then visit your Nissan dealer to learn about specific terms and vehicle availability.

Remember that by buying your vehicle you can usually:
• Build equity.
• Drive as many miles as you want.
• Travel with kids, pets, over gravel roads, and into ding- and dent-prone parking lots without worrying about wear-and-use charges.
• Carry lower limits for auto insurance than with a lease. See your insurer for actual quotes.
• Customize your vehicle (though this may invalidate portions of your warranty).
• Sell, trade, or transfer title whenever you want.
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Looking to lease?

SignatureLEASE®
Looking to lease? SignatureLEASE offers more choices than your average lease program. Standard terms range from 24-60 months, with 12-month terms available upon request. For more details, see your Nissan dealer.

Remember, by leasing you can typically:
• Get a bigger, better-equipped car than you could afford to purchase.
• Enjoy a new car every few years.
• Pay only for the portion of the car's life that you use (which means a lower monthly payment).
• Receive tax benefits if used for business (depending on the lease, state, and tax laws).
• Invest any savings in appreciating assets (such as stocks, bonds, etc.).
• Spread applicable sales tax across monthly payments (varies by state).
• Enjoy end-of-lease options: you can buy the car, lease another vehicle, or explore other choices.

For information on what to expect as your lease matures, visit Your Purchase/Lease in our Owning section.
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SignatureGRADUATE®
Are you a new college grad? Your achievement deserves credit. SignatureGRADUATE offers a finance choice customized for recent graduates. Make that next big step with exclusive purchase and lease plans featuring special APR and lease terms (see your Nissan dealer for complete details):
• Purchase and lease plans on all new Nissan vehicles.
• Purchase plans on pre-owned Nissans, as well as other pre-owned vehicles less than five years old.
• A delayed payment option when you purchase a new Nissan. (Available on loans up to 60 months. Deferred interest added to principal balance and payable over the remaining term. Availability may vary by state.)
• Special "Grad Cash" may be available for college graduates to you help finance your new Nissan. Click on Finance Offers or check with your Nissan dealer for details.

To qualify for the SignatureGRADUATE exclusive plans, all you have to do is provide proof of:
• Graduation within the next six months, or past two years, from an accredited U.S. two- or four-year university, college, graduate school or nursing school. Also eligible: students currently enrolled in graduate school.
• Present employment, or future employment beginning within 90 days of financing approval.
• Sufficient income to cover normal living expenses and car payments.
• Auto insurance.
• Approved credit.

Once you complete an application at a Nissan dealer, you should receive a decision within an hour. After that, you're on your way toward driving a Nissan.
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Sentra College Connection
Are you a college student not quite ready to graduate? It’s never too early to get credit for your achievements. Sentra College Connection helps with the financing of a new 2003/2004 Sentra at a time when you should be focusing on more important matters. Take that next big step early with our purchase and lease plans which feature special APR programs and attractive lease terms (see your Nissan dealer for complete details). Sentra College Connection also gives you the following:
• $500 cash incentive
• 90-day delayed payment option (not available on leases).

To qualify, just provide the following:
• Proof of current enrollment in an accredited U.S. two-year or four-year college or nursing school (LVN, LPN or RN degree) with at least 6 credits / hours of instruction.
• Verifiable proof of current employment
• Proof of Insurance
• Approved credit

All Sentra College Connection contracts must be financed through Nissan Motor Acceptance Corporation (NMAC). Non-NMAC finance or lease contracts do not qualify. For complete program details speak with your local Nissan dealer. This offer is available through Nissan North America from Sep 30, 2003 through Jan 5, 2004.
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Looking for Peace of Mind?

SignatureDIRECTPAY®
With SignatureDIRECTPAY from Nissan Motor Acceptance Corporation (NMAC), you no longer have to write checks for your monthly car payment. That's because SignatureDIRECTPAY automatically withdraws your payment from your checking or savings account, safely and on time, every month.

When you use SignatureDIRECTPAY, you'll no longer have to remember due dates or worry if your payment has been received on time. And you'll enjoy the convenience of no longer having to write checks, find stamps, or make trips to the mailbox. Best of all, SignatureDIRECTPAY comes free of any service charge. It's also secure and confidential. We'll never debit your bank account before your monthly payment is due or for more than the monthly amount. If your scheduled payment date falls on a weekend or holiday, we'll even debit your payment on the next business day.

To enroll, just download and complete the SignatureDIRECTPAY enrollment form below and send it to the address provided.
SignatureDIRECTPAY® Enrollment Form
Requires Acrobat Reader 5.0. Click here to download.
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Nissan Motor Acceptance Corporation (NMAC) financing and leasing programs are available exclusively at participating Nissan dealers. All NMAC consumer purchase and lease programs require credit application to, and approval by, NMAC as conditions for program enrollment and participation. The terms and conditions of the financing available to you may vary depending upon your credit history, income and other factors. NMAC reserves the right to make changes at any time, without prior notice, to vehicle financing and leasing programs offered by NMAC.